The Social Security optimization tool
your planning software is missing.
96% of your clients will claim Social Security suboptimally — leaving an average of $111,000 in lifetime benefits on the table. Give them the specialized analysis their decision actually requires.
No account, no password • Real households, not a sandbox • Analysis built with an RSSA®
Your clients are asking. Do you have the answer?
When should I claim?
SSA prohibits its own employees from giving claiming advice. Your clients leave that office without a strategy. You're the one they call — but most planning software gives you a single number, not a full analysis.
How much will I actually get?
PIA calculations, spousal coordination, survivor benefits, earnings test — each adds complexity. One wrong assumption in a generic tool can shift lifetime projections by tens of thousands of dollars.
What about my spouse?
Married-couple strategy is where the most money is won or lost. Spousal benefit election, survivor benefit maximization — these aren't features most tools model correctly.
Add Social Security depth to your practice in 3 steps
Run the analysis
Your client uploads their XML statement downloaded from ssa.gov. Our engine applies every SSA rule that applies to your client — across all 27 chapters of the Handbook — and models every claiming age from 62 to 70, including edge cases, to surface their optimal claiming strategy.
Review the report
You receive a client-ready report and dashboard: claiming strategy, break-even analysis, spousal coordination, lifetime projections at multiple ages, and a filing checklist. Co-branded with your firm.
Present with confidence
Walk into the client meeting with the analysis. Answer their questions. Use Maxine — our 24/7 SS AI agent — for real-time lookups during the meeting.
Built Independently for Independents.
Most Social Security tools are owned by the firms you left when you went independent. SSAnalyzer sits inside T. Rowe Price — a $1.6 trillion asset manager. Open independent access appears to have narrowed, with the tool now gated behind their advisor ecosystem.
MySSAgent is independently owned. No asset manager holds equity. No institutional investor shapes the product roadmap. The platform was built with Jackie Payne, a Registered Social Security Analyst® and licensed Medicare Insurance Broker — and the only incentive baked into the analysis is the right answer for your client.
Your tools should align with that decision. Let's Talk →
Built for the advisor's workflow
Not a consumer tool with a firm login bolted on. The founding cohort gets the depth — and a hand in what we build next.
Recommended analysis, co-branded to your firm
Client-ready strategies and dashboards that carry your practice's brand — advisor-branded, inside the workflow you already run. The recommendation is the output; the work behind it is what your fee is for.
Survivor & tax-layer depth
Survivor coordination plus the tax interactions that actually move high-net-worth outcomes — IRMAA cliffs, Roth-conversion windows, withdrawal sequencing. Credentialed review by Jacqueline Payne, RSSA® Credentialed Consultant.
Founding rate, locked
Join the founding cohort and your rate is locked for the cohort. We're choosing depth of partnership over volume — the firms in early help shape what we build next.
A security posture your clients deserve
Household financial data deserves real controls. We're preparing for SOC 2 Type II, with readiness underway — so the analysis you put your name on rests on infrastructure built for it.
You're already sitting on the demand.
We sized the bands from the SEC's own Form ADV filings — every registered firm's book, not a survey. Here's what the numbers say about yours.
of the typical firm's clients are age 60–69 — inside the claiming window right now
Schwab 2024 RIA Benchmarking Study
households served by the median advisory firm — that's a claiming decision every other week
SEC Form ADV filings, July 2026
the average household's lifetime loss from a suboptimal claim — the number your analysis recovers
United Income, 2019
Where does your firm fit?
One license. A yearly bank of household analyses, sized to the slice of your book in the claiming window. Two bands and an enterprise lane.
One analysis = one household. Couples count once, and re-runs for that household are free.
Find your band
Professional
$1,990/year
or $181/mo billed monthly — annual saves one month
25 household analyses — under $80 per household
The solo practice band. Cover the clients deciding this year.
Solo advisors, brokers, and small practices
- Full optimization engine — the complete SSA claiming rulebook, every claiming age modeled
- One-click client earnings capture via the Chrome extension
- Client-ready PDF reports, co-branded with your firm logo
- Spousal coordination and the survivor line, on every analysis
- Maxine, Your Social Security AI Agent — 24/7 in-meeting lookups
- Email support (business hours 9–5 EST)
Premium
Contact for pricing
150 household analyses a year — six times the Professional bank
The firm band. The median advisory book fits inside it — with room to grow.
Multi-advisor firms running Social Security as a practice
- Everything in Professional
- Multi-advisor management console — one bank, the whole team
- Quarterly strategy calls with your RSSA®
- Custom scenario modeling across the full SSA claiming rulebook
- Medicare integration planning — IRMAA guard on every analysis
- Firm-level dashboard, reporting, and custom report branding
- Priority support (same-day response)
Enterprise
Custom contract
Bands beyond 150 — sized to your firm's whole book
Large firms, RIA networks & agencies.
Priced by households served — never advisor count
- Everything in Premium
- White-glove onboarding with a dedicated setup specialist
- API access for CRM and planning-tool integrations
- Enterprise SSO/SAML and bulk advisor onboarding
- Quarterly business reviews with the MySSAgent team
- SOC 2 Type II readiness documentation
- Dedicated account manager
- GTM Support — AI BPO Consulting
Grow through your band mid-year? Upgrade anytime and pay only the difference. Founding-cohort licenses purchased before August 2026 keep their original terms.
The expert layer: hand a case to a Registered Social Security Analyst®
Your license covers the software and the bank of client analyses you run yourself. When you want a case worked end-to-end by a credentialed RSSA® — buy it per case, or bundle credits into your subscription. One flat price per case, worked for as long as the case takes to clear.
Simple / standard case
$300 / case
Single record, straightforward timing question. Full analysis or support, worked end-to-end by an RSSA®.
Buy this caseCouple / spousal case
$550 / case
Two records, spousal coordination, deemed filing — the full married-household work-up, worked or supported end-to-end.
Buy this caseComplex case
$950 / case
Survivor, divorce, WEP/GPO history, or multi-benefit interactions. The cases that keep you up at night, worked end-to-end.
Buy this case
Patrice Ayling
Founder, MySSAgent
I run the B2B lane at MySSAgent and I talk to every advisor who comes through the door. Book 30 minutes — if it's not a fit, I'll tell you.
Book with Me
Jackie Payne, RSSA®
Registered Social Security Analyst® — Credentialed Consultant, MySSAgent
RN, BSN, Medicare Insurance Broker
Jackie Payne is a Registered Social Security Analyst® and licensed Medicare Insurance Broker. She provides professional RSSA® review and leads all strategy consultation calls.
Ready to see it in action?
Open the live demo — real sample households, no account, no password.
See the Live DemoPrefer to talk it through? Book 30 minutes
Questions first? Email us at support@myssagent.com