Use MySSAgent inside Claude and ChatGPT
Ask your AI assistant a Social Security claiming question and get MySSAgent's month-precise math instead of a from-memory guess. Free, no account, and nothing you type is stored.
Why connect it?
AI assistants answer Social Security questions from general knowledge, and the details are exactly where general knowledge slips: full retirement age varies by birth year and lands on non-integer ages like 66 and 10 months, early-claiming reductions accrue in monthly fractions, and delayed credits change the math through age 70. The MySSAgent connector gives your assistant the exact SSA-published factor tables, so the numbers in your conversation are computed, not recalled. Claiming age is worth getting right: a United Income study found only 4% of retirees claim at the financially optimal time, leaving an average of $111,000 per household on the table.
How do I add it to Claude?
- In Claude (web or desktop), open Settings → Connectors.
- Choose Add custom connector, name it MySSAgent, and paste this URL (leave the OAuth fields empty):
https://myssagent.com/api/mcp - Ask a claiming question in any chat — for example: "I was born in 1962 and my FRA benefit is $2,300. When should I claim?"
Using ChatGPT? A MySSAgent app for ChatGPT is in the works. ChatGPT users can get the full analysis at myssagent.com today.
What does the tool compute?
- Your exact full retirement age for your birth year — to the month, not rounded.
- Your estimated monthly benefit at every claiming age from 62 through 70, from SSA's published reduction and delayed-credit factors.
- The approximate breakeven age where delaying overtakes claiming early.
- For married couples: a flag that spousal and survivor coordination — where the biggest dollars usually hide — needs your actual records, which the free estimator deliberately does not touch.
Every answer is framed as what it is: an estimate from the numbers you provide, not advice and not a filing recommendation. Finding your optimal claiming strategy from your actual SSA earnings record — including spousal and survivor coordination — is what the full MySSAgent report does.
What about my privacy?
The connector is more private than most of the web: it computes from numbers you type, stores nothing, sets no cookies, runs no analytics on your conversation, and never asks for your Social Security Number. Full details are in Section 10 of our Privacy Policy.
Frequently asked questions
Is the MySSAgent connector free?
Yes. The estimator tool is free to use inside your AI assistant, with no account and no sign-up. The full analysis from your actual SSA earnings record is a separate paid report at myssagent.com.
Does it see my Social Security record or my SSN?
No. The tool computes only from numbers you type into the conversation — your birth year and the benefit estimate from your SSA statement. It never accesses your SSA record, never asks for your Social Security Number, and stores nothing you send.
Is the answer financial advice?
No. It is a directional estimate computed from SSA's published reduction and delayed-credit factors, clearly framed as an estimate. Your optimal claiming strategy depends on your full earnings record, and for married couples on both spouses' records — that deeper analysis is what the full MySSAgent report computes.
How accurate is the estimate?
The math uses SSA's published formulas at month-level precision: your birth cohort's exact full retirement age (for example, 66 and 10 months if you were born in 1959), the early-claiming reduction factors, and delayed retirement credits through age 70. What it cannot see is your actual earnings history — which is why it is an estimate.
Can financial advisors and insurance professionals use it?
Yes — and for client work, the advisor platform runs the same analysis on real client earnings records with white-label reports. See myssagent.com/advisors.
Ready for the real number?
The connector estimates from the numbers you give it. Your optimal strategy comes from your actual SSA earnings record — spousal coordination, survivor protection, and the full claiming-age analysis, in one report.