SSAnalyzer Access Has Narrowed

SSAnalyzer Isn't Dead.
Open Access Has Narrowed.

Open independent access to SSAnalyzer appears to have narrowed behind T. Rowe Price's advisor gate. MySSAgent is the independent alternative.

No account, no password — real households, not a sandbox

What Happened

Q2 2023

T. Rowe Price acquires Retiree, Inc.

2025

SSAnalyzer launched for advisors

Feb 2026

Open independent access narrows

Mar 2026

MySSAgent launches as independent alternative

Side-by-Side

FeatureSSAnalyzerMySSAgent
Status Channel-restricted Active & growing
Access Redirected to T. Rowe Direct — no strings
Pricing Behind T. Rowe Price gate Professional from $1,990/yr or $181/mo
Household bank Behind the advisor gate 25 household analyses a year — couples count once
Per-case expert layer None $300 / $550 / $950 per case, worked ad hoc by an RSSA®
Human Expert None Credentialed Social Security claiming professional
Client-ready reports Behind the advisor gate Co-branded or white-label dashboard and reports, with your firm logo
Independence T. Rowe Price owned Independently owned

One more difference worth knowing before you evaluate any claiming engine: MySSAgent hands you a recommended strategy for the household, not only the mathematically optimal one, and shows the work behind both. The distinction is spelled out in Optimal vs. Recommended.

Your Path Forward

One license. A yearly bank of household analyses, sized to the slice of your book in the claiming window. Two bands and an enterprise lane.

One analysis = one household. Couples count once, and re-runs for that household are free.

SOLO TO SMALL PRACTICE

Professional

$1,990/yr

or $181/mo billed monthly — annual saves one month

25 household analyses — under $80 per household

  • Full optimization engine — the complete SSA claiming rulebook, every claiming age modeled
  • Client-ready PDF reports, co-branded with your firm logo
  • Spousal coordination and the survivor line, on every analysis
  • One-click client earnings capture via the Chrome extension
Start with 25 households
Recommended

Premium

Contact for pricing

150 household analyses a year — six times the Professional bank

The firm band. Everything in Professional, plus a multi-advisor console, quarterly strategy calls with your RSSA®, and firm-level reporting. The median advisory book fits inside it — with room to grow.

Book a pricing call
WHOLE BOOK

Enterprise

Custom contract

Bands beyond 150 — sized to your firm's whole book

Large firms, RIA networks and agencies. Priced by households served — never advisor count.

Talk to us

The expert layer: hand a case to a Registered Social Security Analyst®

Your license covers the software and the bank of client analyses you run yourself. When you hit a case you would rather not work alone, hand it to a credentialed RSSA® — buy it per case, or bundle credits into your subscription. One flat price per case, worked for as long as the case takes to clear. What the credential requires is on record at Credentialing Requirements.

Simple / standard case

$300 / case

Single record, straightforward timing question. Full analysis or support, worked end-to-end by an RSSA®.

Buy this case

Couple / spousal case

$550 / case

Two records, spousal coordination, deemed filing — the full married-household work-up, worked or supported end-to-end.

Buy this case

Complex case

$950 / case

Survivor, divorce, WEP/GPO history, or multi-benefit interactions. The cases that keep you up at night, worked end-to-end.

Buy this case

Not an advisor? Individuals can buy the same analysis directly from $49 — see consumer pricing.

Independent. Self-funded.

Built with an RSSA®
SOC 2 Type I report issued

Your clients still need
Social Security optimization.