SSAnalyzer Still Exists. Open Access Has Narrowed.
For advisors who used SSAnalyzer™, the question this year is not whether the software still exists. It does. The better question is how you reach it now, and whether that path still fits an independent practice.
What Happened to SSAnalyzer
SSAnalyzer was developed by Retiree, Inc., a retirement income software firm. In March 2023, T. Rowe Price announced a definitive agreement to acquire Retiree, Inc.
On April 1, 2025, T. Rowe Price launched SSAnalyzer as a Social Security tool for advisors. Today, T. Rowe Price maintains SSAnalyzer pages with registration and login for financial professionals.
So this is not a product-death story. It is an access story. The software is live. What appears to have narrowed is open, independent access: the way in now appears to run through T. Rowe Price's advisor registration.
Why Access Matters to an Independent Practice
None of this is a comment on the quality of the math. It is a reminder that a Social Security tool sits inside your client workflow, so the terms of access belong in the evaluation alongside the features.
When access to a tool changes, a few practical questions follow for an RIA:
- Whose account is it? Know who holds the login, the client records and the history if the terms change.
- Whose name is on the output? A client report should carry your firm's name.
- What happens as you grow? Understand how the tool is priced and what moves that price as your book grows.
- Does it fit your independence? Many advisors went independent to choose their own tools. The Social Security layer is part of that choice.
What to Look for in an Independent Social Security Tool
Whatever you choose, these are the capabilities worth testing on a real household before you commit:
- Every claiming month, not just whole years. The gap between claiming at 66 and at 66 and seven months can add up over a retirement. A tool should evaluate each month from 62 to 70.
- The client's real earnings record. Projections should start from the SSA record itself, not a benefit estimate someone typed in by hand.
- Spouses and survivors on the same page. For a married household, claiming is a household decision. The survivor view should be on screen, not a separate exercise.
- A recommendation, with the work shown. The mathematically optimal age and the strategy you would recommend are not always the same. Good software shows both and explains the difference.
- A report a client can read. Plain dollars at each age, under your firm's name.
- Pricing that matches how you serve clients. Seat-based pricing and household-based pricing reward very different practice shapes.
Where MySSAgent Fits
MySSAgent is an independent Social Security platform built for advisors, with the same analysis available directly to households. Here is what is live today:
- Every monthly claiming age from 62 to 70, run against the client's real SSA earnings record and computed in code.
- Client-ready reports co-branded with your firm, with a white-label dashboard and reports on the Premium band.
- Priced by households, not seats. Professional is $1,990/yr (or $181/mo) for 25 household analyses. Premium covers 150 household analyses a year, and Enterprise contracts are sized to the firm. Couples count once.
- API integrations with your planning software, built as a partnership and scoped and priced to the deal. A hand-off block for your planning software is available today.
- A Registered Social Security Analyst® available on complex cases, priced per case when a household needs specialist work.
- A direct option for households. Individuals and couples without an advisor can run the same analysis from $49, one-time.
See It Side by Side
Our SSAnalyzer alternative page sets access, pricing, reports and independence side by side. For the full advisor overview, see MySSAgent for advisors.
Advisors: See the live demo. No account. No card.
The software still exists. The access path appears to have changed. Your clients still need a clear claiming answer, and you have options for how to deliver it.
SSAnalyzer™ is a trademark of T. Rowe Price. MySSAgent is not affiliated with T. Rowe Price.
Related reading
- The Social Security Planning Category Has No Dominant IncumbentMichael Kitces named it in his May 2026 AdvisorTech column. Our take, and what we are building.
- Why Your Social Security Analysis Needs an XML File — Not a PDFThe technical detail that separates an accurate analysis from an expensive, irreversible mistake.
- The SSAnalyzer Alternative for AdvisorsWhat changed when SSAnalyzer went behind a wall, and how MySSAgent fills the gap without an asset manager in the cap table.
- Social Security Software for Financial AdvisorsClient-ready claiming strategies from the real earnings record, with a Registered Social Security Analyst® available on complex cases — the Social Security layer planning software lacks.
- The part of your income a carrier can't change42 CFR 422.2274 caps carrier pay but guarantees none. The income line no carrier can reprice: Social Security planning for clients already asking.